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14 Best Cheap Resorts in the Maldives

Written by Shandley McMurray
Sep 2, 2022

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If you think "cheap resorts in the Maldives" is an oxymoron, you're not alone. This stunning archipelago is known for its crystalline turquoise lagoons; soft, white sandy beaches; and resorts peppered with lavish overwater bungalows.

Worried this bucket list destination is way out of your budget? We have some good news. There are many wonderful resorts in the Maldives that are perfect for any budget, even small ones!

The Maldives is home to some of the most beautiful islands in the world, many of which boast nothing other than a pristine beach, lush jungle, and a resplendent resort. While it may still cost you a pretty penny to get here, rest assured that there are plenty of options for fab places to stay that won't break the bank. And many of them include meals, beverages, and activities.

Whether you're hoping to luxuriate in a five-star stay studded with luxurious amenities or kick back in a family-friendly all-inclusive Maldives resort that boasts a slew of fun adventures, you're sure to find a cheap and magnificent resort that will suits your needs without gouging your bank account.

Speaking of cost-saving, planning the time you visit is key to ensuring maximum discounts. The cheapest time to visit the Maldives is between May and November. You'll run the risk of more rainy weather, but both flight and resort prices decrease during this off-season. Things get drier after August, so book your trip after that.

Use our list of the best cheap resorts in the Maldives to find the ideal resort for your next vacation.

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Cheap Luxury Resorts in the Maldives

1. Kurumba Maldives

Photo Source: Kurumba Maldives
Photo Source: Kurumba Maldives

Accommodation: Kurumba Maldives

Kurumba Maldives has a lot going for it–five-star accommodations, delectable food, and endless amenities. It's also famed for being the first resort in the Maldives (it opened in 1972). One of this resort's most attractive qualities, though, is its affordable price.

Keep things even more realistic by adding a full board meal plan to your booking. That way, you won't have to stress about your kids ordering a soda while your back is turned. That said, the room rates also include breakfast.

A large kids' club boasts indoor and outdoor activities, as well as lessons in everything from crafts to Dhivehi, keeping little ones entertained from 9am to 6pm, and making this one of the best family resorts in the Maldives.

While they're happily occupied, their parents can partake in a spa treatment; swim in one of the two pools; or head to the water sports center for a snorkeling adventure, glass bottom boat tour, kayak excursion, or dolphin cruise.

The rooms here won't let you down, even if you opt for the cheapest accommodation–the superior room. They're bright, airy, and boast air-conditioning, free Wi-Fi, an outdoor and indoor shower, and a deep bathtub.

Family villas are a plus for those who need extra space, and they boast a private pool, terrace, and covered patio. They will set you back quite a bit more, though–we're talking almost three times more expensive.

Address: Vihamanaafushi, Maldives

2. Furaveri Maldives

Photo Source: Furaveri Maldives
Photo Source: Furaveri Maldives

Accommodation: Furaveri Maldives

Think you can't afford to stay in a swanky, five-star resort in the Maldives? Think again. The gorgeous Furaveri Maldives makes it easy for penny pinchers to enjoy the holiday of their dreams without going into the red, as long as you book during the off-season, that is.

The resort's 168 villas ensure you're able to stay in a private retreat that boasts its own partially open-air bathroom, floor-to-ceiling sliding glass doors, and furnished outdoor terrace. The most reasonably priced villas are set in the resort's lush gardens, but you can upgrade to a beach villa for just a little more.

Those hoping to enjoy an overwater bungalow will have to do so from afar unless they're willing to part with over three times the cash. If that's the route you choose, rest assured that you can cut costs in other areas.

Other amenities include a spa, fitness center, tennis and badminton courts, and hydrotherapy. There is also an array of fun water sports to enjoy.

When it comes time to eat, you'll have a choice of two restaurants, and there are all-inclusive meal plans on offer as well as a bed and breakfast, half-board, or full-board plan, depending on your needs.

Insider's tip: If you're hoping for the best deal, be sure to check out the resort's online offers or consider traveling in the off season, during the summer.

Address: Raa Atoll

3. Royal Island Resort & Spa

Photo Source: Royal Island Resort & Spa
Photo Source: Royal Island Resort & Spa

Accommodation: Royal Island Resort & Spa

It's hard to beat the beauty found at the Royal Island Resort and Spa. Located on a private island in the Baa Atoll UNESCO Biosphere reserve, the property is about as pristine as they get. Expansive white beaches stretch like fingers into the turquoise water, and verdant palm trees back the sand, offering much-appreciated shade to the luxe villas below.

Beach villas offer guests direct access to the beach, a terrace with sun loungers, an open-air shower, and a private sundeck. The only Wi-Fi is found in the lobby and main restaurant, so your room will be a zone of tranquility, making this a romantic resort for couples.

Guests can eat outside by the pool or dine at one of the two larger restaurants, and there's an all-inclusive meal plan on offer, which will help keep your bill in check.

Water activities abound, and include windsurfing, canoeing, and surfing. Land-based activities like volleyball, billiards, tennis, badminton, squash, and fitness activities are also on-site.

Address: Horubadhoo, Baa Atoll

4. Sun Island Resort & Spa

Photo Source: Sun Island Resort & Spa
Photo Source: Sun Island Resort & Spa

Accommodation: Sun Island Resort & Spa

You won't have to break the bank to stay at Sun Island Resort & Spa. Set in the South Ari Atoll, this pretty resort is as beautiful inside as it is out. Bright azure waves lap gently against the sugar-white sandy shore as tall palm trees rustle their leaves in the warm breeze. The rooms are elegant and modern, luxe enough that you'll never want to leave.

Choose the Sun Villa if you don't want to experience sticker shock at the bill, but be sure to avoid traveling in the high season. This spacious room boasts a furnished terrace, open-air shower, and warm wood furnishings. They're connected to other sun villas and are set within a lush garden, flanked by tall, waving palms.

The Araamu Spa is on hand to help you destress, but its indulgent treatments can be costly, so be sure to factor that in before you book. Three restaurants help quell your hunger pangs–two are à la carte and one is a buffet venue. ZERO is a must-visit if you have extra funds to spare. Guests can enjoy a private meal sitting high above it all, in the treetops.

This fun resort for families also plays host to numerous activities, including water sports like scuba diving, sailing, snorkeling, and kitesurfing. An infinity pool, children's pool, and multiple shops are also on-site.

Sun Island is large, as is this resort, so if you're looking for an intimate, romantic retreat, you may want to search elsewhere.

Address: Nalaguraidhoo, South Ari Atoll

5. Nika Island Resort & Spa

Photo Source: Nika Island Resort & Spa
Photo Source: Nika Island Resort & Spa

Accommodation: Nika Island Resort & Spa

Nika Island Resort & Spa is the place to be if you're looking for romance at an affordable price. A loved up resort for couples, this intimate retreat is stunning. The garden room includes a queen-sized bed, living room, and small patio.

If you're hoping to get your bill as low as possible, book the Far Studio, a unique, two-level open space set above the coffee shop. It's just as beautiful as the other guest rooms and includes a terrace and living room.

Food is available as part of an all-inclusive, full-, or half-board package, and is enjoyed at the resort's main restaurant. The menu varies from buffet offerings to à la carte meals.

If you're looking to be entertained, you'll be happy you're here. The resort features a museum, spa, dive center, and interesting activities designed to educate travelers about the environment. Dolphin cruises, sea turtle dives, manta ray visits, and nightly snorkels are only a few of the popular activities.

Address: Kudafolhudhoo Island, Ari Atoll

6. Kuredu Resort & Spa

Photo Source: Kuredu Resort & Spa
Photo Source: Kuredu Resort & Spa

Accommodation: Kuredu Resort & Spa

It's easy to fall in love with Kuredu Resort & Spa. A picturesque resort in the Lhaviyani Atoll, it features all the settings you dream about when picturing a Maldives vacation: crystalline lagoon water, coral reefs, an infinity pool, and lush gardens.

The best deals will be found in an off-season garden bungalow. These 54-square-meter villas have partial open-air bathrooms, a king bed, air-conditioning, and a patio. Add a meal package (either full board or all-inclusive) for even more savings. The premium beach bungalow won't cost too much more and includes direct beach access and a view of the lagoon.

When you aren't relaxing in your room, there are plenty of land- and water- based activities on offer, and a spa that is primed for pampering. Play tennis; hit the gym; or challenge your travel partners to a game of volleyball, badminton, or billiards.

Insider's tip: The all-inclusive gold package includes all meals and beverages in the buffet restaurants, snacks, one lunch at Franco's or one dinner every day in an à la carte restaurant. One 60-minute spa treatment, a scuba dive, sunset cruise, and snorkeling and windsurfing lesson are also included, as is use of the golf driving range.

Address: Kuredu, Lhaviyani Atoll

7. Ellaidhoo Maldives by Cinnamon

Photo Source: Ellaidhoo Maldives by Cinnamon
Photo Source: Ellaidhoo Maldives by Cinnamon

Accommodation: Ellaidhoo Maldives by Cinnamon

The cheapest way to get to the Ellaidhoo Maldives by Cinnamon is by speedboat. It will take about 95 minutes in comparison to the 25-minute seaplane jaunt from Malé, but the money you save can be well spent elsewhere; like at the spa, perhaps.

When you aren't having your worries massaged away, you'll want to take part in the resort's best-known feature–its incredible diving program. Guests can explore over 50 dive sites at any time of day or night. If you're more comfortable snorkeling, you're in luck. The resort boasts one of the Maldives' best coral reefs.

One of the best resorts for couples and families, this plush retreat offers a variety of ways to stay busy, including fishing trips, kayaking, snorkeling with turtles, and dolphin cruises. There's also a kids' playground, fitness center, and squash and tennis courts.

If you'd rather stay put in your glam room, no one will blame you. Even the cheapest rooms include semi open-air showers, a pillow menu, lifejackets, raincoats, and free Wi-Fi. For just a little more, you can book an ocean view with your standard room. Trust us, falling asleep to waves crashing on the shore is worth the extra dollars.

Insider's tip: The full board dining plan will help you save a ton, and it includes soft drinks and water at the buffet restaurant.

Address: Ellaidhoo Island, North Ari Atoll

8. Malahini Kuda Bandos Resort

Photo Source: Malahini Kuda Bandos Resort
Photo Source: Malahini Kuda Bandos Resort

Accommodation: Malahini Kuda Bandos Resort

Malahini Kuda Bandos Resort is one of the best cheap resorts in the Maldives for a variety of reasons. First, it's relatively new, clean, and modern. Second, it is only 10 minutes away from the airport by speedboat. Finally, it has an extensive list of activities to keep every guest happily entertained.

Whether you want to go night fishing, relax in the spa, get sweaty in the gym, snorkel around the reef, or scuba dive, you're in for a treat. The Watersports Center also boasts fun activities like sailing, fun tubing, banana boat rides, and parasailing (all of which come with a fee, so be warned).

The food served in the two on-site restaurants is delectable, so you won't be disappointed when you're feeling hungry from all that activity.

When it comes time to chillax, head back to your room. All rooms feature a chic design and modern amenities. The garden room is the most affordable, with a king-sized bed and sofa bed, and outdoor patio. A bonus: it includes daily breakfast. Your room rate also includes the use of a stand up paddleboard, canoe, paddleboat, and windsurfer.

Address: North Malé Atoll

9. Reethi Beach Resort

Photo Source: Reethi Beach Resort
Photo Source: Reethi Beach Resort

Accommodation: Reethi Beach Resort

If you prefer your Maldivian vacation to be a bit more rustic, book a stay at the four-star Reethi Beach Resort. The décor highlights Maldivian design, with dark wood used throughout and pops of bright colors to remind you that you're in the tropics.

Don't get us wrong, you won't be starved for luxurious amenities at this intimate resort. The semi-detached Reethi Sunset Villas and Garden Villas offer good bang for your proverbial buck. They boast lush garden settings, air-conditioning, private terraces, king-sized beds, open-air bathrooms with a rain shower, and an indoor sitting area.

There are five restaurants on-site to cater to your taste buds and the Coconut Spa is on hand to rejuvenate your body and mind. Speaking of bodies, you can work yours out in the onsite fitness center or by windsurfing, kitesurfing, or waterskiing. The Water Sports Center also offers lessons, equipment, and group and private excursions.

Address: Reethi Beach, Fonimagoodhoo Island, Baa Atoll

10. Holiday Inn Resort Kandooma Maldives

Photo Source: Holiday Inn Resort Kandooma Maldives
Photo Source: Holiday Inn Resort Kandooma Maldives

Accommodation: Holiday Inn Resort Kandooma Maldives

It will take about 45 minutes to reach the Holiday Inn Resort Kandooma Maldives by speedboat from Velana International Airport Malé. Once you arrive, you'll feel your shoulders immediately relax.

A super fun resort for families, this Holiday Inn property loves kids. The PADI bubblemaker and surf camps are just a few of the child-friendly options on offer, plus there's an excellent Kandoo Kids Club chock-full of activities to keep little ones occupied while their parents jet off to the spa or lounge by the multi-tiered infinity pool. The best part? Kids stay and eat free at this resort–talk about savings!

Now, back to the eating. There are six eateries, including three larger restaurants on-site to ensure everyone has something that will tickle their taste buds. All feature dramatic ocean views, so you won't miss out on the incredible vistas while you're dining. Room service is also available if you're too lazy to leave your villa.

When you aren't stuffing your face or partaking in the numerous water-based activities or land-based entertainment, head to the fitness center for a workout, or enjoy a soak in the outdoor hot tub.

The most affordable room types are the resort villa or garden-view villas. They boast spacious patios, an outdoor hammock, and a partially open-air bathroom with a shower. If you're itching for a tub, you'll have to upgrade to a suite, but that will set you back cost-wise.

Address: Kandooma Fushi, South Male Atoll

11. Filitheyo Island Resort

Photo Source: Filitheyo Island Resort
Photo Source: Filitheyo Island Resort

Accommodation: Filitheyo Island Resort

Filitheyo Island Resort is a romantic resort for couples looking for a quiet getaway. Set in an idyllic locale on the Faafu Atoll, this pretty resort is a perfect mix of verdant jungle and sparkling white sand. Its house reef is a highlight for snorkelers and scuba divers, and the infinity pool is divine.

Meals are served at two restaurants, and there's an all-inclusive package available to streamline your bill. You'll want to use some of the money you save on a visit to the remarkable Filitheyo Spa. It is set in the jungle and boasts six treatment rooms and a wide variety of relaxing therapies.

The superior villas are where you'll want to stay for the cheapest rate. They are semi-detached, spacious, and bright. They feature private decks with a sunbed and a partially open-air bathroom with an outdoor shower.

Address: Faafu Atoll

12. Fiyavalhu Resort Maldives

Photo Source: Fiyavalhu Resort Maldives
Photo Source: Fiyavalhu Resort Maldives

Accommodation: Fiyavalhu Resort Maldives

There's little to dislike about the Fiyavalhu Resort Maldives, especially if you visit during the cheaper off-season. Home to luxurious villas, pristine beaches, and deep jungle, this elysian resort is one of the best places to visit in the Maldives.

When it comes to staying active, you have plenty of things to do. The resort offers water sports, which include scuba diving, snorkeling, windsurfing, kneeboarding and fun tubing. Also available, but a bit pricey, are a whale shark expedition, sunset fishing trip, and a dolphin cruise.

The villas are cozy and chic, with plenty of nods to Maldivian culture. They also feature giant sliding glass doors to let the resort's best feature —the ocean view–take center stage. As with most of the cheap resorts on this list, the garden villas are your best bet for a deal. They're gorgeous, and boast outdoor patios, a rain shower, and a large sofa, all located just a short walk to the beach.

Three restaurants serve a variety of dishes and Tea, Localized is the ideal spot to quell afternoon hunger pangs with a snack. If you are feeling up for a splurge, book a romantic dinner under the stars–you and your lovebird will enjoy a private meal created just for you on the beach.

Address: Mandhoo Island, South Ari Atoll

Super Cheap Resorts in the Maldives

13. Arena Beach Hotel Maafushi

Photo Source: Arena Beach Hotel Maafushi
Photo Source: Arena Beach Hotel Maafushi

Accommodation: Arena Beach Hotel Maafushi

You'll be able to afford to bring the whole family to the Arena Beach Hotel Maafushi and have enough left over to splurge on a treatment or three at the new spa or seconds at the delicious on-site restaurant.

The rooms at this four-star resort are well liked for their large windows, captivating lagoon views, wood floors, and contemporary décor. Unlike other resorts on this list, the rooms here are housed in a multi-story building as opposed to semi- or fully detached villas.

The Deluxe Sea View Room is the way to go if you're hoping for more luxury at a very affordable price. It is 476 square feet and has a balcony, bathtub, rain shower, and a large wardrobe.

The rooftop pool is a must-see, or a must-swim in this case. It offers impeccable views of the beach and lagoon below. Other activities include surfing, paddleboarding, volleyball, and bike riding.

Address: Ziyaaraiy Magu, Maafushi, South Male Atoll

14. Acacia Beach Hotel

Photo Source: Acacia Beach Hotel
Photo Source: Acacia Beach Hotel

Accommodation: Acacia Beach Hotel

The four-star Acacia Beach Hotel has everything you'd want from a cheap resort in the Maldives. First, it's small–there are only 24 rooms on the property, which lends it an intimate feel. Next, this resort is simple, which means you're not paying for extras you won't use.

As for rooms, you have an option of either a deluxe city-view room or a deluxe sea-view room. Both include breakfast, but the sea view will set you back a bit more (about $20). Both have free Wi-Fi, flat-screen televisions, and comfortable beds.

Café Acacia is the resort's restaurant. Here, you'll find tasty meals and a beautiful view of the beach. If you'd rather dine in your room, that's an option as well.

Since this resort is simple, you won't find as many activities on-site. There is a slew of excursions you can enjoy off property, though. These include boat trips, snorkeling adventures, and water sports. A spa is set to open soon, and the resort offers direct access to the beach.

Address: Hirundhu Magu, Hulhumale, Kaafu

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